Some problems with the cold aren’t necessarily associated with cold temperatures, for example, hypothermia.
Hypothermia
Cause – a life-threatening condition defined as body temperature below 95 F (35 C).
Temperatures do not have to be extreme to cause hypothermia, since water and wind can combine to rapidly chill a person. Most deaths from hypothermia occur in well-above freezing temperatures.
Symptoms – a pale, drowsy, confused, and cold victim. She may become unconscious.
Treatment – consists of seeking immediate medical help and warming the victim. Warm drinks are effective, as well as hats, blankets, emergency aluminum blankets which reflect body heat, and, [...]
(click here to continue reading ››)

The sun is very intense in the tropics and at higher elevation. For every 5000 feet (1500 meters) in altitude gain, UVB radiation increases by twenty percent.